Terms of Use

Agro Steppe is an information showcase. We gather offers from banks, insurance companies and service providers in one place so that you can compare them by price, terms and conditions.

We do not sell services ourselves and we are not a bank, an insurer or their agent. We hold no financial-regulator licences and we do not provide financial services.

Agro Steppe is at the start of its work: we are connecting the first partner companies in Kostanay region, and not every category has offers yet. Where a category is still empty, the site says so plainly.

A request you send is saved and passed to the partner companies of the relevant section. Your phone number is opened only to the company whose offer you choose. Agro Steppe charges you nothing and accepts no payments from you.

Pick a category, compare the offers and filter them by the parameters that matter to you. When a suitable option is found you can leave an application — in the working version it goes to the company you have chosen.

The personal account keeps your saved offers and the history of your applications in one place. Using Agro Steppe is free for you: we charge you no commission and do not raise the price of a partner's service. You are responsible for the accuracy of the data you enter and for keeping your account access safe.

How we handle the data you enter — what we collect, how long we keep it and to whom we pass it — is set out in the privacy policy.

The contract is concluded directly between you and the company whose offer you chose. Agro Steppe is not a party to that contract, does not sign it, does not take money and does not act on behalf of either side.

That means the terms of the service, the payment, the policy or the loan agreement, the claims and the refunds are settled between you and the company. Its rules and price list apply, not ours — read them before you sign.

If a partner lets you down, tell us: we can pass the complaint on and remove the offer from the showcase. But we cannot force a company to perform its part of the deal.

A company that places its offers on Agro Steppe confirms that its information is accurate, that its prices and terms are current, and that it updates them whenever something changes.

Where the law requires a licence, permit or registration, the partner must hold it and be ready to confirm it on request. We do not check licences instead of the regulator and we do not vouch for a partner.

We may suspend or remove an offer if the data turn out to be false, outdated or misleading — including after a user complaint.

The texts, design, interface, logo and software of the site are protected by copyright law. «Agrosteppe.kz» LLP is the operator of the site and the owner of the user database. Partner logos and trademarks belong to their owners and are used to identify the offers.

You may read the material and quote it with a link to agrosteppe.kz. Copying the showcase wholesale, collecting data automatically or using our content in a competing service requires our written consent.

We try to keep the showcase accurate, but data can go stale: a company may change its price, terms or the availability of a product faster than we receive the update. The final terms are always the ones the company gives you itself.

The decision is yours. Agro Steppe gives no personalised financial, insurance, tax or legal advice; comparisons and ratings are there for convenience and are not a recommendation.

We are not liable for a partner's actions, for a company's refusal, or for losses arising from a decision taken on the basis of the showcase. The site may also be unavailable during maintenance.

We may update these terms — for example when new categories or services appear. The current version always lives on this page, with the date of the last update at the top.

If the changes are significant we will say so on the site. Continuing to use Agro Steppe after they take effect means you accept the new version; if you disagree, please stop using the site.

Questions and complaints: omny.kz@gmail.com. Site operator — «Agrosteppe.kz» LLP, BIN 261140001690, address Astana, Kazakhstan. The law of the Republic of Kazakhstan applies to these terms.